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Topic / Subtopic:
Housing Mortgage Loans /
Credit conditions

Year 2024
Country Ecuador
Variable (Code) Payment to Income Ratio (PTI) Maximum Regulated (CV-4-10)
Methodological note Maximum Paymenyt-to-Income ratio allowed by the regulator
Source https://www.finanzas.gob.ec/wp-content/uploads/downloads/2025/03/Reglamento-Operativo-para-el-Programa-de-Vivienda-de-Intere%CC%81s-Social-y-Publico-actualizado_Enero-2025.pdf
Note "Pág 14 La cuota de los créditos elegibles no podrá superar el cuarenta por ciento (40%) del ingreso bruto o margen bruto, según corresponda, del hogar beneficiado. "
Date En-25