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Topic / Subtopic:
Housing Mortgage Loans /
Credit conditions

Year 2024
Country Peru
Variable (Code) Typical LTV on 1st mortgage (CV-4-07)
Methodological note The typical loan-to-value (LTV) ratio of housing mortgages originated during the year. The LTV corresponds to the quotient between the total mortgage loan amount and the appraised value of the property securing it. The typical ratio is the most frequent one (mode).
Source https://www.elibrary.imf.org/view/journals/002/2013/045/article-A001-en.xml
Note Según el FMI (2013), la SBS fijó límites de LTV en soles: primera vivienda tasa fija hasta 90 %, tasa variable o mixta hasta 80 %, y otros créditos hipotecarios con un máximo de 70 %.
Date 2013