| Year | 2024 |
| Country | Panamá |
| Variable (Code) | Housing Micro Finance (HMF): is regulated as a financial product (MF-1-01) |
| Methodological note | Identifies if there is a Housing Microfinance (HMF) product, regulated as a financial product (including prudential regulation). HMF refers to small loans or credits intended to finance improvements, repairs, or gradual construction of homes for low-income people. They typically have short terms and small amounts. It is not a mortgage loan because it does not have real guarantees/collateral. |
| Source | SBP, MIVIOT |
| Note | No hay una regulación sobre esto en la Superintendencia de Bancos, pero la Ley 22 de 1991 que crea el Fondo de Ahorro Habitacional establece el microfinanciamiento indicado en la pestaña de Subvenciones y Asequibilidad |
| Date | septiembre 2025 |