| Year | 2024 |
| Country | El Salvador |
| Variable (Code) | Housing Micro Finance (HMF): is regulated as a financial product (MF-1-01) |
| Methodological note | Identifies if there is a Housing Microfinance (HMF) product, regulated as a financial product (including prudential regulation). HMF refers to small loans or credits intended to finance improvements, repairs, or gradual construction of homes for low-income people. They typically have short terms and small amounts. It is not a mortgage loan because it does not have real guarantees/collateral. |
| Source | DN°765 Ley de Bancos y Finacieras |
| Note | Se tomarán como productos de microfinanciamiento a todos aquellos créditos hipotecarios con un plazo de hasta 1 año o que se encuentren dirigidos a la mejora de la vivienda tanto en instituciones bancarias como en el FSV |
| Date | 2025 |