| Year | 2024 |
| Country | Brasil |
| Variable (Code) | Housing Micro Finance (HMF): is regulated as a financial product (MF-1-01) |
| Methodological note | Identifies if there is a Housing Microfinance (HMF) product, regulated as a financial product (including prudential regulation). HMF refers to small loans or credits intended to finance improvements, repairs, or gradual construction of homes for low-income people. They typically have short terms and small amounts. It is not a mortgage loan because it does not have real guarantees/collateral. |
| Source | FGV - Dissertação: https://repositorio.fgv.br/items/a40b5551-0271-4b2f-845c-cdb6df5b05d3/full |
| Note | Atualmente a regulamentação de microcrédito Brasileira não autoriza o microcrédito habitacional (ver pág 31 do estudo citado). Produtos para financiar a construção ou reforma habitacional hoje se da sob a forma de: linhas comerciais como o |
| Date | 2021 |