| Year | 2024 |
| Country | Peru |
| Variable (Code) | Housing Micro Finance (HMF): is regulated as a financial product (MF-1-01) |
| Methodological note | Identifies if there is a Housing Microfinance (HMF) product, regulated as a financial product (including prudential regulation). HMF refers to small loans or credits intended to finance improvements, repairs, or gradual construction of homes for low-income people. They typically have short terms and small amounts. It is not a mortgage loan because it does not have real guarantees/collateral. |
| Source | https://www.sbs.gob.pe/portals/0/jer/pfrpv_normatividad/20160719_res-11356-2008.pdf |
| Note | El MFV no está regulado como producto independiente en el Perú; se clasifica como crédito de consumo o microempresa, sujeto a mayores provisiones y ponderadores de riesgo de capital por no contar con garantía real. |
| Date | 2024 |