| Year | Interest rates of mortgages for home acquisition: Weighted average interest rate | Typical interest rate of fixed-rate housing mortgages (FRM) | Typical interest rate of variable-rate housing mortgages (VRM) | Typical SUBSIDIZED interest rate of fixed-rate housing mortgages (FRM) | Typical SUBSIDIZED interest rate of residential mortgage credit originated at variable rate (VRM) | Maximum regulated interest rate for residential mortgages | Typical interest rate for Home Equity Loans | Typical LTV on 1st mortgage | Max regulated LTV | Payment to Income Ratio (PTI) Typical on 1st Mortgage | Payment to Income Ratio (PTI) Maximum Regulated |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CV-4-01 | CV-4-02 | CV-4-03 | CV-4-04 | CV-4-04B | CV-4-05 | CV-4-06 | CV-4-07 | CV-4-08 | CV-4-09 | CV-4-10 | |
| Annual Average | Typical of the year | Typical of the year | Typical of the year | Typical of the year | End of year | Typical of the year | Typical of the year | End of year | Typical of the year | End of year | |
| % | % | % | % | % | |||||||
| 2023 | 18.59 | 26.18 | 90.0 % | 30.0 % | |||||||
| 2024 | 8.29 | 10.25 | 9.99 | 5 | 18.50 | N/A | 90.0 % | N/F | N/F |