| Year | Interest rates of mortgages for home acquisition: Weighted average interest rate | Interest rates of mortgages for home acquisition: Typical market interest rate for FRM | Interest rates of mortgages for home acquisition: Typical market interest rate for VRM | Interest rates of mortgages for home acquisition: Typical subsidized Interest Rate FRM | Interest rates of mortgages for home acquisition: Max interest rate regulated | Typical interest rate for Home Equity Loans | Typical LTV on 1st mortgage | Max regulated LTV | Payment to Income Ratio (PTI) Typical on 1st Mortgage | Payment to Income Ratio (PTI) Maximum Regulated |
|---|---|---|---|---|---|---|---|---|---|---|
| CV-4-01 | CV-4-02 | CV-4-03 | CV-4-04 | CV-4-05 | CV-4-06 | CV-4-07 | CV-4-08 | CV-4-09 | CV-4-10 | |
| Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | |
| % | % | % | % | |||||||
| 2023 | 18.59 | 26.18 | 90.0 % | 30.0 % | ||||||
| 2024 | 8.29 | 10.25 | 9.99 | 5 | 18.50 | N/A | 90.0 % | N/F | N/F |