| Year | Interest rates of mortgages for home acquisition: Weighted average interest rate | Typical interest rate of fixed-rate housing mortgages (FRM) | Typical interest rate of variable-rate housing mortgages (VRM) | Typical SUBSIDIZED interest rate of fixed-rate housing mortgages (FRM) | Typical SUBSIDIZED interest rate of residential mortgage credit originated at variable rate (VRM) | Maximum regulated interest rate for residential mortgages | Typical interest rate for Home Equity Loans | Typical LTV on 1st mortgage | Max regulated LTV | Payment to Income Ratio (PTI) Typical on 1st Mortgage | Payment to Income Ratio (PTI) Maximum Regulated |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CV-4-01 | CV-4-02 | CV-4-03 | CV-4-04 | CV-4-04B | CV-4-05 | CV-4-06 | CV-4-07 | CV-4-08 | CV-4-09 | CV-4-10 | |
| Annual Average | Typical of the year | Typical of the year | Typical of the year | Typical of the year | End of year | Typical of the year | Typical of the year | End of year | Typical of the year | End of year | |
| % | % | % | % | % | |||||||
| 2023 | 17.08 | 15.91 | 8.24 | 11,91 % (VIS), 10,91 % (VIP y leasing) | 10,7-12,4 (+ UVR) | 52.2 % | 80% para VIS, 70% para No VIS | 40.0 % | |||
| 2024 | 11,27 | 11,27 | 6,71 | 7,23% (VIS), 6,23% (VIP) | 12,4 (+ UVR) | N/A | 54.6 % | 80% para VIS, 70% para No VIS | 34.0 % | 40.0 % |