| Year | Regulatory restrictions to access credit information | Regulation on forebearance/refinancing | Regulation on Mortgage Portability | Type of security rights used in mortgages | one residential property can garantee more than one loan | Foreclosure on the property closes the debt |
|---|---|---|---|---|---|---|
| SF-3-01 | SF-3-02 | SF-3-03 | SF-3-04 | SF-3-05 | SF-3-06 | |
| Annual | Annual | Annual | Annual | Annual | Annual | |
| Boolean | Boolean | Boolean | Boolean | Boolean | ||
| 2023 | PRIVADA: Hipoteca, Anticresis, Prenda, Bono de prenda, deposiito de dinero PÚBLICA: garantias por le FNG | |||||
| 2024 | Hipoteca, es decir, el inmueble es la garantía. El Fondo Nacional de Garantías FNG otorga garantías a las entidades de crédito en caso que los hogares no cumplan sus obligaciones financieras |