| Year | Interest rates of mortgages for home acquisition: Weighted average interest rate | Interest rates of mortgages for home acquisition: Typical market interest rate for FRM | Interest rates of mortgages for home acquisition: Typical market interest rate for VRM | Interest rates of mortgages for home acquisition: Typical subsidized Interest Rate FRM | Interest rates of mortgages for home acquisition: Max interest rate regulated | Typical interest rate for Home Equity Loans | Typical LTV on 1st mortgage | Max regulated LTV | Payment to Income Ratio (PTI) Typical on 1st Mortgage | Payment to Income Ratio (PTI) Maximum Regulated |
|---|---|---|---|---|---|---|---|---|---|---|
| CV-4-01 | CV-4-02 | CV-4-03 | CV-4-04 | CV-4-05 | CV-4-06 | CV-4-07 | CV-4-08 | CV-4-09 | CV-4-10 | |
| Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | Annual | |
| % | % | % | % | |||||||
| 2023 | 10.22 | 12.18 | 12.9 | 18.3 % | 67.6 % | 80 | 27.3 % | 30.0 % | ||
| 2024 | 10,48% | N/F | 11,36 | N/F | 12,0 | 18.5 % | 67.8 % | 80 | 26.3 % | 30.0 % |