| Year | Interest rates of mortgages for home acquisition: Weighted average interest rate | Typical interest rate of fixed-rate housing mortgages (FRM) | Typical interest rate of variable-rate housing mortgages (VRM) | Typical SUBSIDIZED interest rate of fixed-rate housing mortgages (FRM) | Typical SUBSIDIZED interest rate of residential mortgage credit originated at variable rate (VRM) | Maximum regulated interest rate for residential mortgages | Typical interest rate for Home Equity Loans | Typical LTV on 1st mortgage | Max regulated LTV | Payment to Income Ratio (PTI) Typical on 1st Mortgage | Payment to Income Ratio (PTI) Maximum Regulated |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CV-4-01 | CV-4-02 | CV-4-03 | CV-4-04 | CV-4-04B | CV-4-05 | CV-4-06 | CV-4-07 | CV-4-08 | CV-4-09 | CV-4-10 | |
| Annual Average | Typical of the year | Typical of the year | Typical of the year | Typical of the year | End of year | Typical of the year | Typical of the year | End of year | Typical of the year | End of year | |
| % | % | % | % | % | |||||||
| 2023 | 9.24 | 14.36 | 90.0 % | 100 | |||||||
| 2024 | 8.2 | 8.2 | No se aplica | 9.4 | No existte | 25.0 % | 90.0 % | 90 | 27.0 % |